Rosati-Kain High School
4389 Lindell Boulevard
St. Louis, MO 63108
Phone: (314) 533-8513
Fax: (314) 533-1618
Ways To Give
You can always make your gift online by clicking the image below.
The campaign structure and timeline ensure that we will communicate with all members of the R-K community to be a part of this very important campaign. The website information is not a call for action, but a place for information and updates about the campaign.
Over the next eight months we will move through a silent phase, into a current parent and faculty/staff phase, then on to past parents phase, and concluding with alumnae phase. Obviously some alumnae will be contacted sooner than others because they are current parents, or past parents. Our goal is to contact everyone with clear and concise information about the campaign at the appropriate time.
We are always asked, "What type of gifts will Rosati-Kain accept toward the campaign?" Keep reading to learn more about specific ways to support this project:
The most common method used in making a charitable gift is contribution cash. Donors will be able to use checks, credit cards, electronic funds transfers and cash as appropriate.
Making a gift of appreciated stock is one of the most advantageous forms of giving for tax reasons. You can write off the value of the stock as a gift, plus avoid capital gains taxes. The gift is valued as the sale price of the stock upon trade.
With stock that has appreciated in value, the donor must give the stock directly to the charity to realize these benefits. If the donor sells the stock and subsequently gives the proceeds to the charity, he or she will be responsible for paying a capital gains tax on the profit.
With stock that has depreciated in value (i.e., stock whose value is less than its original cost to the donor), the optimal charitable gift process is reversed. The donor should sell the stock first and then donate the proceeds. This way, the donor can derive the income tax benefit of the capital loss.
The actual donation process is usually quite simple: The donor instructs his or her own investment advisor or broker to transfer the desired shares of stock to the Archdiocesan brokerage account and designates Rosati-Kain. The Archdiocese will provide the donor or the donor's advisor with the relevant information concerning its brokerage account. Upon receipt of the stock, the Archdiocese will credit the gift to the account of Rosati-Kain.
Gifts of appreciated real estate/property are similar to gifts of appreciated stock. If you have owned the real estate/property for 12 months or more, you will avoid capital gains taxes and deduct the fair market value of the real estate/property. The gift is valued as the fair-market value of the asset.
Charitable Remainder Trusts
These types of trusts are funded with an asset, such as appreciated property or securities, and the earnings are paid as income to you and your beneficiaries. Upon the death of the last beneficiary, the principle goes to Rosati-Kain. In addition, you may amend a 401(k) or IRA to include Rosati-Kain as a beneficiary. The gift is valued as the total amount of the principal.
Charitable Lead Trusts
Charitable lead trusts are funded with an asset such as appreciated property or securities, and the earnings are contributed to Rosati-Kain for the life of the trust. When the trust reaches its termination date, the principal goes to your beneficiaries. The gift is valued as the total of the earnings contributed from the creation of the trust to the termination.
Bequests may be made through your will. They may include a specific dollar amount or a percentage of your estate. The gift is valued as the fair-market value of the asset.
You may donate by making Rosati-Kain the owner and beneficiary of your insurance policy. The premiums on a donated policy are also deductible. If you are finished paying for the gifted policy, your gift is the replacement value or the cost basis of the policy, whichever is less. You may also donate a life insurance policy on which you are still making premium payments. The gift is valued as the total sum of the premiums.
Please note that this information is provided as a general guide to methods of giving to Rosati-Kain. It is suggested you consult with your attorney and/or financial planner.